استشارات جمع رأس المال
تقدم ناشونال فاينانس للاستشارات م.م.ح خدمات تيسير مالي مؤسسي مستقلة وهيكلة المعاملات. وتُصاغ الإرشادات وفق المعايير التجارية في الإمارات وأنظمة المصرف المركزي وأطر الحوكمة الشرعية الإقليمية تحت إشرافExecutive Client Relations.
National Finance provides advisory and consultancy for companies that need capital to grow, expand or restructure. We help you decide which funding route fits your business, prepare the information funders expect and coordinate with the banks, investors and advisers who make the final decisions. We work with companies in the UAE, the GCC, Africa and the Philippines.
What is capital raising?
Capital raising is the process of securing money for a business from outside sources. It can mean borrowing (debt), selling a share of the company (equity), using Sharia-compliant structures, or a combination. Each route has a different cost, level of control and repayment obligation. The best choice depends on your cash flow, assets, growth plans and how much ownership you are willing to share.
Comparing capital routes
| Route | آلية العمل | Suits companies that | Points to consider |
|---|---|---|---|
| Bank debt | Term loans or facilities repaid with profit or interest | Have steady cash flow and assets to offer as security | Repayments, covenants and security requirements |
| Islamic financing | Murabaha, Ijara, Musharaka or other Sharia-compliant contracts | Prefer or require Sharia-compliant funding | Sharia review by the institution; asset-linked structures |
| Private equity or strategic investors | Investors buy shares in exchange for capital | Are growing fast or need expertise and networks | Ownership dilution, investor rights and exit expectations |
| Venture or angel investment | Early-stage investors fund growth for a minority stake | Are early-stage with high growth potential | Valuation, dilution and reporting obligations |
| Mezzanine or hybrid capital | A mix of debt and equity features | Need more capital than senior debt allows | Higher cost; may include conversion rights |
| Sukuk or bonds | Capital-market instruments sold to investors | Are larger, with strong governance and reporting | Regulatory approvals, ratings, disclosure and cost |
For Sukuk structures, see our استشارات إصدار الصكوك.
What funders usually ask for
- The amount required, the timeline and a clear use-of-proceeds table
- Historical financial statements and projections with stated assumptions
- Existing debts, obligations and security already given
- Ownership structure, governance and key management
- Key contracts, licences and compliance information
- A repayment plan for debt, or a growth and exit plan for equity
UAE and cross-border considerations
- Regulation: offering shares, Sukuk or other securities to investors may be regulated, depending on where you are and who you approach. Onshore UAE, DIFC and ADGM have different regimes. Always take legal advice before approaching investors.
- Company structure: your licence type and jurisdiction affect who can invest and how shares can be issued or transferred.
- Tax and accounting: corporate tax, VAT and reporting standards influence how funders assess your company.
- Cross-border investors: consider currency exposure, governing law, foreign ownership rules and how funds will be transferred.
How we work with you
- Discovery: your goals, amount needed, timeline and current financial position.
- Route comparison: a short paper comparing suitable debt, equity and Islamic options, with their trade-offs.
- Information pack: company profile, financial summary, use of proceeds and supporting documents.
- Coordination: where suitable, introductions to and follow-up with licensed institutions, investors and legal advisers, who carry out their own assessment.
- Through to completion: tracking term sheets, conditions and document requests.
Common mistakes to avoid
- Raising equity when affordable debt would work, or the other way around
- Asking for an amount without explaining how it will be used
- Approaching many funders with an incomplete or inconsistent pack
- Underestimating the time needed for due diligence and approvals
- Not taking legal advice on how investors can be approached
Related pages: Investment Readiness · Corporate Funding Guide · Islamic Corporate Finance Structures · Acquisition Finance Advisory · Working Capital
الأسئلة الشائعة
Should I raise debt or equity?
Debt keeps ownership with you but must be repaid. Equity does not need repayment but shares ownership and future profits. The right mix depends on your cash flow, assets and growth plans, which we review in the first consultation.
How much capital can my company raise?
It depends on your financial performance, assets, sector and the funder’s appetite. Each funder applies its own criteria.
How long does capital raising take?
Timelines vary with the route, the quality of your documents and the funder’s process. Ask for a case-specific timetable.
Does National Finance provide the capital?
No. National Finance acts in an advisory and consultancy capacity only. We do not lend, invest, underwrite, or offer or sell securities. Funding decisions are made by licensed institutions and investors.
Book a free 20-minute finance readiness call
Tell us how much capital you are considering, what it is for and your timeline. We will help you see which routes may fit. Book your free readiness call →
Educational information only. A consultation is not an offer of financing or investment, investment advice, or a legal, tax or Sharia opinion. Any investor approach, securities offering or regulated activity remains subject to applicable permissions and professional review. Funding is not guaranteed. Information checked October 2026.
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